Bank of Gaia is not a metaphor. It is a four-phase pathway from digital RIA to CDFI credit union cooperative — where every depositor is a member-owner, every loan funds resilience, and every dollar earns a measurable impact return alongside a financial one.
Join via impact.market See the phasesMercury proved you don't need a bank charter to build a banking relationship. We're proving you don't need Wall Street to build an impact bank.
Logos Capital registers as Internet Adviser RIA. impact.market launches as the client portal. 25+ clients. $10–25M AUM. CATL Index, C-PACE bonds, Carbon Credits live.
Municipal Advisor registration (Series 50). LIF CDFI Loan Fund certification. EaaS Solar SPV with ITC 48E. Cattle RWA Index launches. $100M AUM target.
Bank of Gaia Impact Fund I as Exempt Reporting Adviser. $50–100M Fund I for resilience infrastructure across Miami-Dade and Sun Belt. Resilience REIT launches. $250M+ AUM.
NCUA credit union charter or CDFI credit union partner. Members = impact.market users as cooperative owners. Green mortgages, CDFI community loans, impact bonds for members. $1B+ target.
Most "impact" funds greenwash existing assets. Bank of Gaia structures new ones — with live dMRV data, community ownership, and a golden share governance seat held by the Foundation in perpetuity. The mission cannot be sold.